Privacy Notice
We value the trust of our
policyholders and others with whom we do business. This Privacy Notice will
provide you with our policy regarding the collection and protection of nonpublic
personal information of our present and former policyholders.
We are committed to protecting the privacy and security of nonpublic
personal information collected in order to provide quality products and services
to our United States policyholders and former policyholders.
The information policy
contained in this notice applies to information collected in connection with
products for business, commercial or agricultural purposes and does not apply to
information collected in connection with products primarily for personal, family
or household purposes.
Categories of Nonpublic
Personal Information We Collect
We may collect certain
nonpublic personal information when underwriting, administering or servicing an
insurance policy, or in handling a claim. It may be collected from such persons
or organizations as our affiliates, independent insurance agents, or brokers, a
policyholder, a claimant, or a claimant's employer. We may collect nonpublic
personal information from persons who witnessed incidents, or persons retained
by a claimant or by us in the process of administering or servicing a policy, or
handling a claim. Such people might include attorneys, accountants, consumer
reporting agencies, and appraisers as permitted or required by law.
Information that may be
collected includes, but is not limited to, an individual's name, address,
telephone number, social security number, motor vehicle reports, policy number,
premium and/or premium payment history, and
credit reports. We also may collect from a claimant the claimant's name,
address, telephone number, social security number, claim number, date of loss,
type of loss, cause of loss, and the value of claim.
We may also collect nonpublic
personal information when you use our corporate web sites. Information is
obtained through online collecting devices known as "cookies" (see our
Online Privacy Notice at FRONTIERBONDING.COM).
Categories of Nonpublic
Personal Information We Disclose
Nonpublic personal information
may be shared with affiliated and nonaffiliated third parties in order to
administer or service an insurance policy or a claim, and as otherwise permitted
or required by law. Our Affiliates include insurance companies, administrators,
investment companies, brokers/dealers and other providers of financial products
and services. Examples of unaffiliated third parties include an independent
insurance agent or broker, the policyholder, persons or organizations retained
to assist in the administration of policies and/or claims insurance support
organizations, reinsurers, and others as permitted or required by law.
Categories of Nonpublic
Personal Information Usage
We use nonpublic personal
information to underwrite, administer or service a policy, administer a claim,
or in connection with billing charges and as otherwise permitted by law.
Nonaffiliated third parties that may receive or have access to our nonpublic
personal information are not authorized to use such information for any
marketing purposes except as permitted by law. They may not copy or disclose
nonpublic personal information to any other party and may use it only for the
purpose of performing their responsibilities to us, or one of our policyholders,
or claimants and as otherwise permitted by law.
Security of Nonpublic
Personal Information
We control access to nonpublic
personal information to those who need access to provide products and services
to policyholders and to others as permitted or required by law. We maintain
physical, electronic, and procedural safeguards to better protect against the
misuse of nonpublic information under our control.
Modifications to our
Privacy Policy
We reserve the right to change
our privacy policies in the future, which could include sharing nonpublic
personal information with nonaffiliated third parties for purposes other than as
stated in this notice. We will provide you a revised privacy notice before we do
that. Additional copies of our Privacy Notice may be obtained by submitting a
written request to the following address: Frontier Bonding Service, Inc. 130
Nickerson Street Suite 311 Seattle WA 98109
