Terms and Conditions of Use
Last Changed 07/31/2012
A. TERMS APPLICABLE TO ALL USERS
Frontier may, at any time, for any reason and without notice, make changes to (i) this Web Site, including its look, feel, format, and content, as well as (ii) the products and/or services as described in this Web Site. Any modifications will take effect when posted to the Web Site. Therefore, each time you access the Web Site, you need to review the Legal Terms upon which access and use of this Web Site is conditioned. By your continuing use of the Web Site after changes are posted, you will be deemed to have accepted such changes.
This web site (“Web Site”) is directed to those individuals and entities located in the United States. It is not directed to any person or entity in any jurisdiction where (by reason of nationality, residence, citizenship or otherwise) the publication or availability of the Web Site and its content, including its products and services, are unavailable or otherwise contrary to local laws or regulations. If this applies to you, you are not authorized to access or use any of the information on this Web Site. Frontier makes no representation that the information, opinions, advice or other content on the Web Site (collectively, “Content”) is appropriate or that its products and services are available outside of the United States. Those who choose to access this Web Site from other locations do so at their own risk and are responsible for compliance with applicable local laws.
Not all of the products and services described on this Web Site are available in all geographic areas of the United States. You may not be eligible for all of the insurance products and services described in this Web Site. Frontier reserves the right to determine all eligibility for such products and services in its sole discretion.
The Web Site may provide a general description of certain types of insurance products, coverage and services available through Frontier. These descriptions are not a part of an insurance contract or policy and do not amend, revise or alter the terms of any policy issued through or services provided by Frontier.
2. Scope of Use
You are only authorized to view, use, copy for your records and download small portions of the Content (including without limitation text, graphics, software, audio and video files and photos) of this Web Site for your informational, non-commercial use, provided that you leave all the copyright notices, including copyright management information, or other proprietary notices intact. You may not store, modify, reproduce, transmit, reverse engineer or distribute a significant portion of the Content on this Web Site, or the design or layout of the Web Site or individual sections of it, in any form or media. The systematic retrieval of data from the Web Site is also prohibited.
The commercial use, reproduction, transmission or distribution of any information, software or other material available through the Web Site without the prior written consent of Frontier is strictly prohibited.
3. Copyrights and Trademarks
The Web Site is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions and other laws. Unless otherwise indicated, the Content, including, but not limited to, graphic images, buttons, layout, trademarks, service marks, logos, text, and other materials contained in this Web Site are the exclusive property of Frontier or its third party licensors. Except as expressly provided under the “Scope of Use” section above, you may not use, reproduce, modify, transmit, distribute, or publicly display or operate this Web Site without the prior written permission of Frontier. You may not use a part of this Web Site on any other web site, or link any other web site to the Web Site without Frontier’s prior written consent.
Until you are registered online with the Web Site, no information of any type is collected online from you. Frontier’s Privacy Notice for its commercial lines customers is available by clicking here.
You may not link to this Web Site without Frontier’s written permission. If you are interested in linking to this Web Site, please contact email@example.com.
6. No Warranties
THE WEB SITE, AND ANY CONTENT, ARE PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND WHETHER EXPRESS, STATUTORY OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SYSTEMS INTEGRATION, ACCURACY, AND NON-INFRINGEMENT, ALL OF WHICH FRONTIER EXPRESSLY DISCLAIMS. FRONTIER DOES NOT ENDORSE AND MAKES NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF THE CONTENT, AND FRONTIER WILL NOT BE LIABLE OR OTHERWISE RESPONSIBLE FOR ANY FAILURE OR DELAY IN UPDATING THE WEB SITE OR ANY CONTENT. WE HAVE NO DUTY TO UPDATE THE CONTENT OF THE WEB SITE. FRONTIER MAKES NO REPRESENTATIONS OR WARRANTIES THAT USE OF THE CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE. YOU ARE RESPONSIBLE FOR ANY RESULTS OR OTHER CONSEQUENCES OF ACCESSING THE WEB SITE AND USING THE CONTENT, AND FOR TAKING ALL NECESSARY PRECAUTIONS TO ENSURE THAT ANY CONTENT YOU MAY ACCESS, DOWNLOAD OR OTHERWISE OBTAIN IS FREE OF VIRUSES OR ANY OTHER HARMFUL COMPONENTS. THIS WARRANTY DISCLAIMER MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY FRONTIER. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE FOREGOING DISCLAIMER MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.
7. Governing Law, Location and Miscellaneous
These Legal Terms shall be governed in all respects by the laws of the State of Washington USA, without reference to its choice of law rules. If an applicable law is in conflict with any part of the Legal Terms, the Legal Terms will be deemed modified to conform to the law. The other provisions will not be affected by any such modification.
The Web Site is operated by Frontier Bonding Service, LLC.
Frontier may terminate the right of any user to access the Web Site at any time, with or without cause, in Frontier’s absolute discretion and without notice. Any statement in the Legal Terms or elsewhere on the Web Site of specific grounds for termination of a user’s right to access the Web Site shall in no manner limit Frontier’s absolute right to terminate any user’s access to the Web Site.
9. Separate Agreements
You may have other agreements with Frontier. Those agreements are separate and in addition to these Legal Terms. These Legal Terms do not modify, revise or amend the terms of any other agreements you may have with Frontier, or with any other company within Frontier Financial Services.
B. ADDITIONAL TERMS APPLICABLE ONLY TO REGISTERED USERS
10. U.S. Resident
You represent that you are a United States resident.
11. No Professional Advice
The information available on the Web Site is intended to be a general information resource regarding the matters covered, and is not tailored to your specific circumstance. It is not offered as legal, accounting or other professional advice. This Web Site is not intended for use by minors. YOU SHOULD EVALUATE ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THIS WEB SITE IN CONSULTATION WITH YOUR INSURANCE SPECIALIST, OR WITH YOUR LEGAL, TAX, FINANCIAL OR OTHER ADVISER, AS APPROPRIATE.
12. Privacy; User Submissions; Cookies; User E-Mails; Registration and Security
a. Registration and Security
You are responsible for maintaining the confidentiality of your user name and password. You may not share your password with or transfer your password to any third party. You are responsible for all uses of your user name and password, and any and all related charges, whether or not authorized by you. You agree to immediately notify Frontier of any unauthorized use of your password or user name or any other breach of security. Until Frontier is properly notified of a breach of security by either e-mail notice at firstname.lastname@example.org or written notice by U.S. mail addressed to Frontier Bonding Service, LLC. 155 NE 100th Street, Suite 201 Seattle, WA 98125, you will remain responsible for any unauthorized use of the Web Site occurring under your user name and password. You will not violate, or assist in violating, the security of the Web Site, whether intentionally, negligently or otherwise. You will not attempt to utilize another user’s account, user name, password, or persona without authorization from that user.
For purposes of identification, billing and marketing, you agree to provide Frontier with accurate, complete, and updated information required by registration to our service (“Registration Data”), including your legal name, address, telephone number(s), e-mail and, where required, applicable payment data (e.g., credit card number and expiration date). Frontier reserves the right to verify the accuracy of all Registration Data. You agree to promptly notify the Web Site of any change in your Registration Data. Failure to comply with this provision may result in immediate suspension or termination of your right to use the Web Site.
b. User E-Mail
E-mail submissions over the Internet may not be secure and are subject to the risk of interception by third parties. Please consider this fact before e-mailing any information.
c. Privacy, User Submissions and Cookies
Frontier may collect information from you online through this Web Site, subject to the following:
Until you are registered online with the Web Site, no information of any type is collected online from you. You may, however, submit a claim report online without first registering. Once you are registered, the information that is collected online is used only for the following purposes: to facilitate your requests, process any transactions you might initiate, or update your account information, except as otherwise provided in the Privacy Notice for Frontier’s commercial lines customers. To achieve these goals, the Web Site, like many web sites, uses “cookies” (a small text file placed on the user’s hard drive) to facilitate site navigation, maintain quality of online service, provide additional security, and allow the customization of your access to the Web Site. The “cookies” automatically collect information about your computer hardware and software, which can include browser type, access times and Internet Protocol (IP) address. The Web Site does not use “cookies” to collect information for distribution to third parties for any purpose, nor does it use “cookies” to secure information from other web sites you may visit.
- Frontier may personalize your user experience by using information about your interests to recommend other services or sites that might be of interest to you;
- Frontier may also monitor user traffic patterns and site usage to help provide enhancements to its services;
- Frontier may use the information it collects to notify you about new services or special offers; and
- Frontier reserves the right to reveal any Registration Data or other information in its possession regarding users of its services in cooperation with a request or investigation by any governmental body or governmental agency.
By providing information or materials to this Web Site (other than personal information subject to Frontier’s Privacy Notice for its commercial customers), you grant to Frontier an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, and transmit such information and materials for any purpose, including without limitation, disclosing any such information and materials as necessary to satisfy any law, regulation, or governmental request. You agree not to submit or transmit any e-mails or materials through the Web Site that (i) are defamatory, threatening, obscene or harassing, (ii) contain a virus, worm, Trojan horse or any other harmful component, (iii) incorporate copyrighted or other proprietary material of any third party without that party’s permission or (iv) otherwise violate any applicable laws. Frontier shall not be subject to any obligations of confidentiality regarding any information or materials that you submit except as specified in Frontier’s Privacy Notice, as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.
Except as regarding any action seeking equitable relief, including without limitation for the purpose of protecting any Frontier confidential information and/or intellectual property rights, any controversy or claim arising out of or relating to these Legal Terms or this Web Site shall be settled by binding arbitration in accordance with the commercial arbitration rules, in effect at the time the proceedings begin, of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be held in Seattle, Washington USA.
All information relating to or disclosed by any party in connection with the arbitration of any disputes hereunder shall be treated by the parties, their representatives, and the arbitrator as proprietary business information. Such information shall not be disclosed by any party or their respective representatives without the prior written authorization of the party furnishing such information. Such information shall not be disclosed by the arbitrator without the prior written authorization of all parties. Each party shall bear the burden of its own counsel fees incurred in connection with any arbitration proceedings.
Judgment upon the award returned by the arbitrator may be entered in any court having jurisdiction over the parties or their assets or application of enforcement, as the case may be. Any award by the arbitrator shall be the sole and exclusive remedy of the parties. The parties hereby waive all rights to judicial review of the arbitrator’s decision and any award contained therein.
14. Limitation of Liability
YOUR USE OF THE CONTENT IS AT YOUR OWN RISK. FRONTIER SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO, USE OF OR RELIANCE ON THE CONTENT (EVEN IF FRONTIER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) OR THAT ARISE IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION OR DELIVERY, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORDS, PROGRAMS OR FILES, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE WEB SITE OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE WEB SITE OR THE CONTENT. THIS LIMITATION OF LIABILITY MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY FRONTIER. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY, SO THIS LIMITATION MAY NOT APPLY TO YOU.